$1500
/ONE TIME FEE
The VIP Program is our premium done-for-you credit restoration experience designed for clients who want full support and a detailed strategy for improving their credit profile.
This program includes a complete credit report analysis where we review your reports from all three credit bureaus to identify inaccurate, outdated, or unverifiable accounts.
We prepare and submit disputes to the credit bureaus and creditors challenging questionable negative items that appear on your credit report.
Clients receive a personalized credit rebuilding strategy designed to strengthen their credit profile over time.
VIP clients also receive guidance regarding authorized user tradelines and how positive reporting accounts may help strengthen credit history and improve overall profile strength.
This program also includes preparation guidance for future approvals such as credit cards, auto loans, funding opportunities, and qualifying for housing or apartment applications.
VIP clients receive priority processing, direct support, and access to our private credit education community where we share financial education, credit building strategies, and ongoing resources.
$750
/One Time Fee
The Standard Program is designed for clients who want assistance with disputing inaccurate negative items and beginning the process of rebuilding their credit profile.
This program includes a review of your credit reports to identify negative or questionable reporting.
Disputes are submitted to the credit bureaus challenging inaccurate, outdated, or unverifiable accounts.
Clients receive credit education resources and guidance on rebuilding positive credit history.
Standard clients also receive access to our credit education community where we share helpful strategies, financial education, and credit rebuilding information.
$2000
/One Time Fee
Tradelines are accounts that appear on your credit report. Every credit account reported to the credit bureaus is considered a tradeline. This includes credit cards, auto loans, student loans, and other lines of credit.
A strong credit profile usually contains multiple positive tradelines that show consistent payment history, low balances, and long account age.
In some situations, individuals may be added as an authorized user to an established credit card account with a positive history. When this occurs, the account may appear on the authorized user’s credit report and contribute to the overall credit profile.
Authorized user tradelines can help strengthen a credit profile by adding positive payment history, increasing available credit, and improving the overall depth of the credit file.
Tradelines are often used as part of a broader credit building strategy. They may help support improvements in credit profiles when combined with responsible credit use, dispute resolution of inaccurate reporting, and the development of positive primary accounts.
Writting our programs, we provide education and guidance on how tradelines work and how they may fit into a credit rebuilding strategy depending on a client’s specific credit profile.